Guaranteed Personal Loan
Home
               

Navigation bar
  Print document Start Previous page
 89 of 306 
Next page End  

EDGAR 
 
The Securities & Exchange Commission uses Electronic Data Gathering and Retrieval to transmit company
documents such as 10-Ks, 10-Qs, quarterly reports, and other S.E.C. filings, to investors. 
 
Edge corporations 
 
Specialized banking institutions, authorized and chartered by the Federal Reserve Board in the U.S., which
are allowed to engage in transactions that have a foreign or international character. They are not subject to
any restrictions on interstate banking. Foreign banks operating in the U.S. are permitted to organize and
own an Edge corporation. 
 
EDI 
 
See: Electronic Data Interchange 
 
Effective annual interest rate 
 
An annual measure of the time value of money that fully reflects the effects of compounding. 
 
Effective annual yield 
 
Annualized interest rate on a security computed using compound interest techniques. 
 
Effective call price 
 
The strike price in an market redemption provision plus the accrued interest to the redemption date. 
 
Effective convexity 
 
The convexity of a bond calculated using cash flows that change with yields. 
 
Effective date 
 
In an interest rate swap, the date the swap begins accruing interest. 
 
Effective duration 
 
The duration calculated using the approximate duration formula for a bond with an embedded option,
reflecting the expected change in the cash flow caused by the option. Measures the responsiveness of a
bonds price taking into account that expected cash flows will change as interest rates change due to the
embedded option. 
 
Effective margin (EM) 
 
Used with SAT performance measures, the amount equal to the net earned spread, or margin of income, on
assets in excess of financing costs for a given interest rate and prepayment rate scenario. 
 
Effective rate 
 
A measure of the time value of money that fully reflects the effects of compounding. 
 
Effective spread 
 
The gross underwriting spread adjusted for the impact that the common stock offerings announcement has
on the firms share price. 
 
Effect the market