 Who
are you? |
We are one of the country’s leading finance brokers.
For more information click
here . |
| |
| I
want a competitive interest rate |
We
have excellent relationships with many of the top lenders
in the country. Some are subsidiaries of the clearing
banks. Due to this we have been able to negotiate very
competitive terms and are sure we will find a rate to
suit your needs. |
| |
| I
want to consolidate my credit/reduce my monthly outgoings |
We specialise in debt
consolidation.
We can negotiate with all your credit providers, the best
possible settlement figures and pay them all off with
one of our loan plans over a period to suit you. |
| |
| I
have a poor credit history, can you help? |
We have vast experience in helping people with a range
of debt problems - for example, county court judgments,
mortgage arrears. |
| |
| Can
I use the loan for any purpose? |
Yes, absolutely. We have helped clients with everything
from the conventional - debt
consolidation,
home
improvements
or a dream
holiday
- to the less conventional - a new nose, an exotic pet
or a Ferrari. |
| |
| How
do I apply? |
Raising finance or realising your dreams couldn’t
be easier. Simply call a friendly operator on 0870 0800
562 or
click here
to complete a quick online form. The process is free and
you are under no obligation. Remember, we’re here
to help. |
| |
| What
will happen after I apply? |
We will immediately assess your individual requirements,
and match them with the best deal from our panel of lenders.
We aim to secure approval in principle within 24 hours
of your application. You will be kept informed of progress
at all stages. Our professional underwriters will then
guide you through the loan process; clearing all the obstacles
and delivering the cash you need in the shortest possible
time. There are no interviews and no salesmen will call.
Remember the application process is free and you are under
no obligation. |
| |
| How
quickly can I get my loan? |
We aim to secure approval in principle within 24 hours
of your application. You will be kept informed of progress
at all stages. Professional underwriters will then guide
you through the loan process; clearing all the obstacles
and delivering the cash you need in the shortest possible
time. Our experience and close day-to-day contact with
the lender means we can get through the process quicker
than most. The sooner you start the process the quicker
we can help - so if you’re ready, apply online now,
or call a friendly operator on 0870 0800 562. |
| |
| What
will my monthly payment be? |
This depends on how much you borrow, and how long you
intend to borrow the money for. Click here to use our
loan
calculators.
You should only borrow an amount that you can afford to
repay. |
| |
| What
information will you need? |
Our lenders require accurate and truthful information
to take a decision in principle. Our online application
form proves this basic information. Click here to view
the application
form.
Skilled underwriters will guide you through the documentation
and more detailed enquiries that will be needed to secure
the finance. |
| |
| How
long do I have to repay my mortgage? |
We
can arrange finance terms from 3 years to 25 years. |
| |
| Can
I insure my payments? |
Yes, most customers choose to insure their payments. Payment
protection gives peace of mind. |
| |
| How
does payment protection work? |
If you lose your job or are off work through accident
or sickness or redundancy, your repayments, subject to
certain exclusions, are paid directly by the insurer. |
| |
| Which
loan companies do you deal with? |
We have dedicated teams working in partnership with some
of the best lenders in the country. This instant access
means we can choose finance that matches your individual
needs and get fast results. |
| |
| What
is your lowest rate loan? |
We currently have loans available at our lowest rate in
thirty years, at 7.9%. So there has never been a better
time to apply. Simply complete the online application
or call a friendly operator on 0870 0800 562. |
| |
| What
types of finance are available? |
We offer secured loans to homeowners. We will review your
individual needs and advise on the best method of securing
finance for you. This may be a new mortgage, a re-mortgage
or a secured loan. Our aim is to provide you with the
best solution on the market. |
| |
| How
much can I borrow? |
You can borrow any amount from £1,000 - £500,000
and repay it over any period from 3 years to 25 years.
If you know how much you can afford to repay, click
on this link
to find out how much you can borrow. |
| |
| Can
I repay my loan early? |
You can pay the loan back at any time. Your loan agreement
will show how any early redemption cost is calculated.
Your loan will meet all FISA standards, and you will receive
a FISA borrowers information guide which will explain
the process in detail. |
| |
| Can
I have a fixed rate? |
Yes, we can offer fixed or variable rates details upon
request. We have access to many solutions, whatever your
requirement - we are here to help. |
| |
| Are
there any hidden charges? |
No, there are no broker fees on the advertised plans,
but we also offer plans to suit all circumstances whether
you are self employed, have no accounts, or are retired.
We can help if you have CCJ's, arrears or a poor credit
rating. Occasionally, a service charge of up to 10% may
be required. This enabled us to offer plans that may not
be available elsewhere. |
| |
| Can’t
find the question you want answered? |
No problem. Remember we are here to help. Click
here
to
email your question; we aim to respond within 24 hours.
|
